Credit Assessment for Companies and Services
First, we integrate multiple sources of information and monitoring in more than 100 countries to provide a proactive approach to Credit Risk a su negocio.
Credit Risk Monitoring and Classification
A complete personalized support service for the company's risk decision-maker, whether it be the Credit Manager, the Financial Director or the Risk Committee.
On the one hand, credit risk is a dynamic element that exists throughout the entire relationship with a client. That's why a static analysis is of little use. At CRC, we offer active monitoring so you understand the reality and the correct credit risk classification of your clients at all times.
Furthermore, our system allows for the integration of internal elements into the decision model:
Incident history
Commercial and strategic valuation
Profitability
Benefits: Control and reduction of delinquency, increase in profitable sales and optimized risk management based on a portfolio approach.
Approval of limits and Credit Scoring
Structured credit decisions, based on the objective of fostering profitable growth.
For risk limit recommendations and assignments, we have a team of senior analysts. Based on external information, internal knowledge, and direct contact, they offer a well-founded credit opinion with the perspective of an internal manager.
Therefore, we rely on our own business scoring models and acceptance risks, although always in combination with expert evaluation.
Benefits: Minimizing credit risk, decisions of Credit Scoring structure and optimize the sales task to focus on secure customers.
Software for Business Scoring Models
Online platform for accessing and managing information about the risk portfolio, designed by and for the financial decision-maker.
At CRC, we understand the enormous value of having your own information system. Our software allows you to integrate internal and external information, as well as elements of your corporate policy.
Access all tracking information, constantly updated:
Economic, financial and asset analysis.
Market and internal sector information.
Evaluaciones de Credit Scoring en tiempo real.
Advanced reporting and custom dashboards.
Key Benefits
24/7 multi-device access to risk information.
Homogenization of decision criteria.
Reduced response times to the sales network.
Business Prospecting and Credit Risk
Support for business expansion into new products or markets by mitigating the associated risk.
Therefore, launching new products or opening new markets requires in-depth knowledge of competitive conditions and real growth potential.
We provide a comprehensive analysis and evaluation of:
Real market situation and opportunity.
Identification and qualitative analysis of potential clients.
Rating of Credit Risk, purchasing potential and positioning.
Due Diligence and Credit Assessment for Companies
For corporate mergers and acquisitions transactions.
In determining the valuation of a company, it is essential to have a strict business credit evaluation to understand the types of risks, their concentration, and their risk of insolvency. CRC conducts an in-depth study that includes:
Qualitative analysis of buyers.
Risk portfolio map and delinquency history.
Strategic recommendations for risk mitigation.
Improvement of corporate procedures
Design, improvement and implementation of the company's credit procedures and policy.
Finally, we offer consulting services for assessing the current situation, procedures, and organizational structure. Our recommendations on policies for Credit Risk and management indicators will ensure the long-term viability of your business.